NASDAQ · ASRV

AmeriServ Financial Inc.

$4.19 -$0.15 (-3.46%) 1D Market open
Session Pulse After hours 1 mentions on Fri No new SEC filings since Tue close its sector ranked 4/11 this week Full pulse →

Key Metrics

$73.62M
Market cap
13.39×
P/E · TTM
$14.78M
Revenue · TTM
$5.50M
Net income
EPS · TTM $0.33
Dividend yield 2.7%
Free cash flow
Beta · 1Y 0.18
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    A material event was filed (Form 8-K).

    8-K - AMERISERV FINANCIAL INC /PA/ (0000707605) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - AMERISERV FINANCIAL INC /PA/ (0000707605) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - AMERISERV FINANCIAL INC /PA/ (0000707605) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$73.62M
Enterprise value
Shares outstanding17.0M
52-wk range$2.64 – $4.49
Avg volume · 20D22.2K
Net cash
Book value / share$7.31
IndustryNational Commercial Banks
ExchangeNASDAQ
About AmeriServ Financial Inc.
IPO dateJan 30, 1985
Employees298

AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E13.39
P/S4.98
P/FCF
EV/EBITDA
EV/Sales
Graham №$7.40

Profitability

Gross
Operating 44.9%
Net 37.2%
FCF
ROE / ROIC 4.8% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $2.94M
Capex
Free cash flow
Buybacks
Dividends paid $1.99M
Shareholder yield 2.7%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

0.1
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$7.40 vs $4.19
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings