NASDAQ · BAFN

BayFirst Financial Corp.

$6.12 +$0.09 (+1.49%) 1D Market open

Key Metrics

$32.37M
Market cap
P/E · TTM
Revenue · TTM
−$28.28M
Net income
EPS · TTM $-6.83
Dividend yield 1.0%
Free cash flow $207.69M
Beta · 1Y 0.67
EBITDA · TTM −$35.85M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 24
    From its Apr 22 high, the share price fell 46%.

    Peak close $8.48 on Apr 22; trough close $4.55 on Jun 24. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -46%
  • May 1
    The stock moved -23.5% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, May 1
  • Mar 17
    The stock moved +13.8% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Mar 17

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$32.37M
Enterprise value
Shares outstanding5.4M
52-wk range$4.26 – $15.20
Avg volume · 20D10.0K
Net cash
Book value / share$19.77
IndustryState Commercial Banks
ExchangeNASDAQ
About BayFirst Financial Corp.
IPO dateJul 23, 2015
Employees143

BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E
P/S
P/FCF0.16
EV/EBITDA
EV/Sales
Graham №

Profitability

Gross
Operating
Net
FCF
ROE / ROIC -29.3% · 53.8%

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $207.93M
Capex −$234.00K
Free cash flow $207.69M
Buybacks $0
Dividends paid $331.00K
Shareholder yield 1.0%

Piotroski F-Score

2 / 9
Weak fundamentals · 2 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

Requires positive earnings and book value
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings