NYSE · BFHpA

Bread Financial Holdings, Inc.. , each representing a 1/40th interest in a of 8. 625% Non – Cumulative Perpetual ,

$24.90 -$0.09 (-0.36%) 1D Market open

Key Metrics

Market cap
P/E · TTM
Revenue · TTM
Net income
EPS · TTM
Dividend yield
Free cash flow
Beta · 1Y 0.11
EBITDA · TTM
Gross margin

Snapshot

Market cap
Enterprise value
Shares outstanding
52-wk range$23.00 – $25.50
Avg volume · 20D17.4K
Net cash
Book value / share
IndustryPersonal Credit Institutions
ExchangeNYSE
About Bread Financial Holdings, Inc.. , each representing a 1/40th interest in a of 8. 625% Non – Cumulative Perpetual ,
IPO dateDec 1, 2025
Employees6000

Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E
P/S
P/FCF
EV/EBITDA
EV/Sales
Graham №

Profitability

Gross
Operating
Net
FCF
ROE / ROIC — · —

Financial Health

Current ratio1.79
Quick ratio1.77
Debt / equity
Debt / EBITDA
Net cash
Working capital$8.34B

Cash Flow · TTM

Operating CF
Capex
Free cash flow
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

Needs two fiscal years of filings

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

Requires positive earnings and book value
Fundamentals through 2021-06-30 · computed by TickerWolf from SEC filings