NYSE · BFHpB
Bread Financial Holdings, Inc.. , each representing a 1/40th interest in a of 8. 875% Fixed Rate Reset Non – Cumulative Perpetual ,
$24.98 +$0.01 (+0.04%) 1D Market openKey Metrics
$1.24B
Market cap
2.21×
P/E · TTM
—
Revenue · TTM
$561.00M
Net income
EPS · TTM
$11.31
Dividend yield
3.1%
Free cash flow
—
Beta · 1Y
—
EBITDA · TTM
$739.00M
Gross margin
—
Snapshot
Market cap—
Enterprise value—
Shares outstanding—
52-wk range$24.74 – $25.40
Avg volume · 20D44.6K
Net cash
—
Book value / share$67.04
IndustryPersonal Credit Institutions
ExchangeNYSE
About Bread Financial Holdings, Inc.. , each representing a 1/40th interest in a of 8. 875% Fixed Rate Reset Non – Cumulative Perpetual ,
IPO dateMay 15, 2026
Employees6000
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services.
Wolf Grade COMING SOON
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The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.
Valuation
P/E2.21
P/S—
P/FCF—
EV/EBITDA—
EV/Sales—
Graham №$130.61
Profitability
Gross
—
Operating
—
Net
—
FCF
—
ROE / ROIC
17.6% · -179.5%
Financial Health
Current ratio—
Quick ratio—
Debt / equity—
Debt / EBITDA
—
Net cash
—
Working capital—
Cash Flow · TTM
Operating CF
$2.19B
Capex
—
Free cash flow
—
Buybacks
$363.00M
Dividends paid
$38.00M
Shareholder yield
32.4%
Piotroski F-Score
5 / 9
Middling fundamentals · 5 of 9 signals passing
Altman Z-Score
—
Insufficient balance-sheet inputs
Graham Number vs Price
$130.61 vs $24.98
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings