NASDAQ · CACC

Credit Acceptance Corp.

$574.08 -$18.49 (-3.12%) 1D After hours
Session Pulse Overnight session 1 mentions on Fri No new SEC filings since Mon close its sector ranked 8/11 this week Full pulse →

Key Metrics

$6.20B
Market cap
13.67×
P/E · TTM
$2.33B
Revenue · TTM
$453.40M
Net income
EPS · TTM $36.92
Dividend yield
Free cash flow $1.05B
Beta · 1Y 1.49
EBITDA · TTM $601.80M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    A material event was filed (Form 8-K).

    8-K - CREDIT ACCEPTANCE CORP (0000885550) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Mar 13
    The stock moved -9.4% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Mar 13
  • Jan 30
    The stock moved +10.4% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jan 30

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$6.20B
Enterprise value
Shares outstanding10.5M
52-wk range$401.90 – $668.86
Avg volume · 20D104.5K
Net cash
Book value / share$123.30
IndustryPersonal Credit Institutions
ExchangeNASDAQ
About Credit Acceptance Corp.
IPO dateJun 5, 1992
Employees2314

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E13.67
P/S2.66
P/FCF5.89
EV/EBITDA
EV/Sales
Graham №$320.06

Profitability

Gross
Operating 25.7%
Net 19.5%
FCF 45.3%
ROE / ROIC 27.8% · 30.5%

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $1.06B
Capex −$2.60M
Free cash flow $1.05B
Buybacks $739.90M
Dividends paid
Shareholder yield 11.9%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

1.2
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$320.06 vs $574.08
Trades 1.8× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings