NASDAQ · CASH

Pathward Financial, Inc.

$86.15 +$0.25 (+0.29%) 1D After hours
Session Pulse Overnight session 1 mentions on Fri · 0 bullish / 1 bearish tags No new SEC filings since Mon close its sector ranked 4/11 this week Full pulse →
Charting by TradingView

Key Metrics

$1.81B
Market cap
9.59×
P/E · TTM
$831.87M
Revenue · TTM
$189.02M
Net income
EPS · TTM $8.57
Dividend yield 0.2%
Free cash flow $662.73M
Beta · 1Y 0.73
EBITDA · TTM $280.92M
Gross margin —

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Apr 23
    The stock moved -11.0% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Apr 23

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$1.81B
Enterprise value$1.69B
Shares outstanding21.1M
52-wk range$65.87 – $101.26
Avg volume · 20D217.1K
Net cash $124.09M
Book value / share$38.59
IndustryNational Commercial Banks
ExchangeNASDAQ
About Pathward Financial, Inc.
IPO dateSep 20, 1993
Employees1182

Pathward Financial Inc is a unitary savings and loan holding company.

Wolf Grade COMING SOON

—

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E9.59
P/S2.18
P/FCF2.74
EV/EBITDA6.01
EV/Sales2.03
Graham №$86.24

Profitability

Gross —
Operating 27.1%
Net 22.7%
FCF 79.7%
ROE / ROIC 22.6% · 26.1%

Financial Health

Current ratio—
Quick ratio—
Debt / equity0.04
Debt / EBITDA 0.12Low leverage
Net cash $124.09M
Working capital—

Cash Flow · TTM

Operating CF $675.28M
Capex −$12.55M
Free cash flow $662.73M
Buybacks —
Dividends paid $4.50M
Shareholder yield 0.2%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

0.5
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$86.24 vs $86.15
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings