NASDAQ · CFFI

C&F Financial Corp.

$79.38 +$1.38 (+1.77%) 1D Market open

Key Metrics

$253.84M
Market cap
9.00×
P/E · TTM
$144.52M
Revenue · TTM
$28.21M
Net income
EPS · TTM $8.72
Dividend yield 2.4%
Free cash flow $11.32M
Beta · 1Y 0.30
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - C & F FINANCIAL CORP (0000913341) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - C & F FINANCIAL CORP (0000913341) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 26
    The stock moved +8.1% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jun 26

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$253.84M
Enterprise value
Shares outstanding3.3M
52-wk range$61.45 – $86.18
Avg volume · 20D9.1K
Net cash
Book value / share$82.06
IndustryState Commercial Banks
ExchangeNASDAQ
About C&F Financial Corp.
IPO dateJan 26, 1998
Employees575

C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E9.00
P/S1.76
P/FCF22.42
EV/EBITDA
EV/Sales
Graham №$126.90

Profitability

Gross
Operating 24.1%
Net 19.5%
FCF 7.8%
ROE / ROIC 11.5% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $13.71M
Capex −$2.38M
Free cash flow $11.32M
Buybacks $1.13M
Dividends paid $6.03M
Shareholder yield 2.8%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$126.90 vs $79.38
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings