NASDAQ · CZWI

Citizens Community Bancorp, Inc.

$21.34 -$2.22 (-9.44%) 1D Market open
Session Pulse Regular session 1 mentions on Mon No new SEC filings since Mon close its sector ranked 4/11 this week Full pulse →

Key Metrics

$227.22M
Market cap
15.17×
P/E · TTM
Revenue · TTM
$14.98M
Net income
EPS · TTM $1.50
Dividend yield 0.4%
Free cash flow $12.28M
Beta · 1Y 0.32
EBITDA · TTM $20.08M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 27
    A material event was filed (Form 8-K).

    8-K - Citizens Community Bancorp Inc. (0001367859) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 27
    The stock moved -9.2% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jul 27
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$227.22M
Enterprise value$129.86M
Shares outstanding9.6M
52-wk range$14.40 – $24.43
Avg volume · 20D22.6K
Net cash $97.36M
Book value / share$19.09
IndustrySavings Institution, Federally Chartered
ExchangeNASDAQ
About Citizens Community Bancorp, Inc.
IPO dateMar 30, 2004
Employees238

Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E15.17
P/S
P/FCF18.51
EV/EBITDA6.47
EV/Sales
Graham №$25.36

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 8.1% · 16.0%

Financial Health

Current ratio
Quick ratio
Debt / equity0.27
Debt / EBITDA 2.58
Net cash $97.36M
Working capital

Cash Flow · TTM

Operating CF $14.06M
Capex −$1.78M
Free cash flow $12.28M
Buybacks
Dividends paid $1.01M
Shareholder yield 0.4%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$25.36 vs $21.40
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings