NASDAQ · DAVEW

Dave Inc.

$3.00 -$0.06 (-2.12%) 1D Market open

Key Metrics

$43.94M
Market cap
0.20×
P/E · TTM
$604.62M
Revenue · TTM
$224.99M
Net income
EPS · TTM $15.36
Dividend yield
Free cash flow $326.50M
Beta · 1Y 4.71
EBITDA · TTM $211.54M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Apr 30
    The stock moved +49.7% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Apr 30
  • Apr 7
    From its Mar 5 high, the share price fell 61%.

    Peak close $0.62 on Mar 5; trough close $0.24 on Apr 7. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -61%
  • Feb 6
    The stock moved +43.8% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 6

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap
Enterprise value
Shares outstanding
52-wk range$0.20 – $4.03
Avg volume · 20D52.9K
Net cash
Book value / share$13.91
IndustryFinance Services
ExchangeNASDAQ
About Dave Inc.
IPO dateJan 6, 2022
Employees280

Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E0.20
P/S0.07
P/FCF0.13
EV/EBITDA
EV/Sales
Graham №$69.35

Profitability

Gross
Operating 33.8%
Net 37.2%
FCF 54.0%
ROE / ROIC 116.3% · 807.9%

Financial Health

Current ratio3.86
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital$355.28M

Cash Flow · TTM

Operating CF $326.80M
Capex −$299.00K
Free cash flow $326.50M
Buybacks $223.56M
Dividends paid
Shareholder yield 508.8%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

3.6
Safe zone (> 2.99) · bankruptcy risk negligible

Graham Number vs Price

$69.35 vs $3.00
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings