NASDAQ · ECPG

Encore Capital Group, Inc.

$90.16 +$4.53 (+5.28%) 1D After hours

Key Metrics

$1.84B
Market cap
6.20×
P/E · TTM
$1.85B
Revenue · TTM
$296.28M
Net income
EPS · TTM $12.21
Dividend yield
Free cash flow $166.11M
Beta · 1Y 0.79
EBITDA · TTM $415.71M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Feb 26
    The stock moved +8.1% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 26

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$1.84B
Enterprise value
Shares outstanding21.4M
52-wk range$35.68 – $94.60
Avg volume · 20D263.6K
Net cash
Book value / share$42.64
IndustryShort-Term Business Credit Institutions
ExchangeNASDAQ
About Encore Capital Group, Inc.
IPO dateJul 9, 1999
Employees7350

Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E6.20
P/S0.99
P/FCF11.05
EV/EBITDA
EV/Sales
Graham №$108.22

Profitability

Gross
Operating 20.9%
Net 16.0%
FCF 9.0%
ROE / ROIC 32.9% · 36.7%

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $190.24M
Capex −$24.14M
Free cash flow $166.11M
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

1.1
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$108.22 vs $90.16
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings