NYSE · ENVA

Enova International, Inc.

$248.01 +$10.74 (+4.53%) 1D Market open

Key Metrics

$5.91B
Market cap
18.09×
P/E · TTM
$3.28B
Revenue · TTM
$326.54M
Net income
EPS · TTM $12.05
Dividend yield
Free cash flow $1.86B
Beta · 1Y 1.28
EBITDA · TTM
Gross margin 58.9%

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    The stock moved +8.9% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jul 24
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - Enova International, Inc. (0001529864) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$5.91B
Enterprise value$10.64B
Shares outstanding24.9M
52-wk range$99.61 – $252.71
Avg volume · 20D271.9K
Net cash −$4.74B
Book value / share$51.72
IndustryPersonal Credit Institutions
ExchangeNYSE
About Enova International, Inc.
IPO dateOct 30, 2014
Employees1836

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E18.09
P/S1.80
P/FCF3.18
EV/EBITDA
EV/Sales3.24
Graham №$118.40

Profitability

Gross 58.9%
Operating 12.9%
Net 10.0%
FCF 56.6%
ROE / ROIC 25.1% · 5.3%

Financial Health

Current ratio
Quick ratio
Debt / equity3.45
Debt / EBITDA
Net cash −$4.74B
Working capital

Cash Flow · TTM

Operating CF $1.90B
Capex −$45.02M
Free cash flow $1.86B
Buybacks $168.64M
Dividends paid
Shareholder yield 2.9%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

1.8
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$118.40 vs $251.96
Trades 2.1× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings