NASDAQ · FBNC

First Bancorp/NC

$62.58 -$0.16 (-0.26%) 1D After hours

Key Metrics

$2.60B
Market cap
21.40×
P/E · TTM
$67.62M
Revenue · TTM
$121.30M
Net income
EPS · TTM $2.93
Dividend yield 1.5%
Free cash flow $205.85M
Beta · 1Y 0.72
EBITDA · TTM $158.34M
Gross margin

Snapshot

Market cap$2.60B
Enterprise value
Shares outstanding41.4M
52-wk range$45.04 – $66.54
Avg volume · 20D187.8K
Net cash
Book value / share$40.64
IndustryState Commercial Banks
ExchangeNASDAQ
About First Bancorp/NC
IPO dateApr 30, 1987
Employees1374

First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E21.40
P/S38.39
P/FCF12.61
EV/EBITDA
EV/Sales
Graham №$51.76

Profitability

Gross
Operating 224.4%
Net 179.4%
FCF 304.4%
ROE / ROIC 7.8% · —

Financial Health

Current ratio
Quick ratio
Debt / equity0.04
Debt / EBITDA 0.47Low leverage
Net cash
Working capital

Cash Flow · TTM

Operating CF $211.73M
Capex −$5.88M
Free cash flow $205.85M
Buybacks $5.15M
Dividends paid $37.72M
Shareholder yield 1.7%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$51.76 vs $62.58
Trades 1.2× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings