NASDAQ · FISI
Financial Institutions Inc.
$41.25 +$0.63 (+1.55%) 1D After hoursKey Metrics
$799.66M
Market cap
10.13×
P/E · TTM
—
Revenue · TTM
$78.97M
Net income
EPS · TTM
$3.89
Dividend yield
3.1%
Free cash flow
$27.10M
Beta · 1Y
0.73
EBITDA · TTM
—
Gross margin
—
Snapshot
Market cap$799.66M
Enterprise value$792.83M
Shares outstanding19.7M
52-wk range$24.62 – $41.45
Avg volume · 20D78.4K
Net cash
$6.83M
Book value / share$31.14
IndustryNational Commercial Banks
ExchangeNASDAQ
About Financial Institutions Inc.
IPO dateJun 25, 1999
Employees631
Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland.
Wolf Grade COMING SOON
—
The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.
Valuation
P/E10.13
P/S—
P/FCF29.50
EV/EBITDA—
EV/Sales—
Graham №$52.23
Profitability
Gross
—
Operating
—
Net
—
FCF
—
ROE / ROIC
13.2% · 12.6%
Financial Health
Current ratio—
Quick ratio—
Debt / equity0.12
Debt / EBITDA
—
Net cash
$6.83M
Working capital—
Cash Flow · TTM
Operating CF
$32.49M
Capex
−$5.38M
Free cash flow
$27.10M
Buybacks
$17.07M
Dividends paid
$24.94M
Shareholder yield
5.3%
Piotroski F-Score
3 / 9
Weak fundamentals · 3 of 9 signals passing
Altman Z-Score
—
Insufficient balance-sheet inputs
Graham Number vs Price
$52.23 vs $41.25
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings