NASDAQ · FUNC

First United Corp.

$45.21 +$0.63 (+1.42%) 1D Market open
Charting by TradingView

Key Metrics

$287.65M
Market cap
11.34×
P/E · TTM
$18.43M
Revenue · TTM
$25.37M
Net income
EPS · TTM $3.91
Dividend yield 2.2%
Free cash flow $22.04M
Beta · 1Y 0.51
EBITDA · TTM —
Gross margin —

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 20
    A material event was filed (Form 8-K).

    8-K - FIRST UNITED CORP/MD/ (0000763907) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$287.65M
Enterprise value$228.73M
Shares outstanding6.5M
52-wk range$31.71 – $46.30
Avg volume · 20D17.5K
Net cash $58.92M
Book value / share$31.63
IndustryNational Commercial Banks
ExchangeNASDAQ
About First United Corp.
IPO dateSep 8, 1992
Employees343

First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses.

Wolf Grade COMING SOON

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The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E11.34
P/S15.61
P/FCF13.05
EV/EBITDA—
EV/Sales12.41
Graham №$52.74

Profitability

Gross —
Operating 182.8%
Net 137.7%
FCF 119.6%
ROE / ROIC 13.2% · 17.3%

Financial Health

Current ratio—
Quick ratio—
Debt / equity0.15
Debt / EBITDA —
Net cash $58.92M
Working capital—

Cash Flow · TTM

Operating CF $26.33M
Capex −$4.29M
Free cash flow $22.04M
Buybacks —
Dividends paid $6.23M
Shareholder yield 2.2%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$52.74 vs $44.88
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings