NYSE · HMN

Horace Mann Educators Corporation

$51.76 -$0.34 (-0.65%) 1D Market open
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Key Metrics

$2.10B
Market cap
12.74×
P/E · TTM
$1.71B
Revenue · TTM
$165.10M
Net income
EPS · TTM $3.97
Dividend yield 2.7%
Free cash flow —
Beta · 1Y -0.01
EBITDA · TTM $230.70M
Gross margin —

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - HORACE MANN EDUCATORS CORP /DE/ (0000850141) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - HORACE MANN EDUCATORS CORP /DE/ (0000850141) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$2.10B
Enterprise value$2.68B
Shares outstanding40.4M
52-wk range$41.01 – $55.56
Avg volume · 20D231.6K
Net cash −$572.90M
Book value / share$35.34
IndustryFire, Marine & Casualty Insurance
ExchangeNYSE
About Horace Mann Educators Corporation
IPO dateNov 21, 1991
Employees1800

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance.

Wolf Grade COMING SOON

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The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E12.74
P/S1.23
P/FCF—
EV/EBITDA11.60
EV/Sales1.56
Graham №$56.17

Profitability

Gross —
Operating 11.9%
Net 9.6%
FCF —
ROE / ROIC 12.0% · 8.1%

Financial Health

Current ratio—
Quick ratio—
Debt / equity0.40
Debt / EBITDA 2.57
Net cash −$572.90M
Working capital—

Cash Flow · TTM

Operating CF $473.70M
Capex —
Free cash flow —
Buybacks —
Dividends paid $57.40M
Shareholder yield 2.7%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

0.4
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$56.17 vs $51.76
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings