NYSE · HRTG

HERITAGE INSURANCE HOLDINGS Inc.

$29.58 +$1.76 (+6.33%) 1D Market open

Key Metrics

$842.21M
Market cap
4.18×
P/E · TTM
$848.47M
Revenue · TTM
$201.60M
Net income
EPS · TTM $6.55
Dividend yield
Free cash flow $198.47M
Beta · 1Y -0.11
EBITDA · TTM $275.09M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 3
    From its Apr 28 high, the share price fell 31%.

    Peak close $30.33 on Apr 28; trough close $20.88 on Jun 3. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -31%
  • May 8
    The stock moved -20.0% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, May 8
  • Feb 24
    The stock moved +17.9% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 24

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$842.21M
Enterprise value$402.75M
Shares outstanding30.3M
52-wk range$16.83 – $31.98
Avg volume · 20D294.6K
Net cash $439.46M
Book value / share$16.92
IndustryFire, Marine & Casualty Insurance
ExchangeNYSE
About HERITAGE INSURANCE HOLDINGS Inc.
IPO dateMay 23, 2014
Employees542

Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E4.18
P/S0.99
P/FCF4.24
EV/EBITDA1.46
EV/Sales0.47
Graham №$49.95

Profitability

Gross
Operating 31.6%
Net 23.8%
FCF 23.4%
ROE / ROIC 38.7% · 249.2%

Financial Health

Current ratio
Quick ratio
Debt / equity0.15
Debt / EBITDA 0.28Low leverage
Net cash $439.46M
Working capital

Cash Flow · TTM

Operating CF $206.27M
Capex −$7.79M
Free cash flow $198.47M
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

2 / 9
Weak fundamentals · 2 of 9 signals passing

Altman Z-Score

1.4
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$49.95 vs $28.54
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings