NASDAQ · ISBA

Isabella Bank Corporation

$36.81 -$1.32 (-3.46%) 1D Market open

Key Metrics

$274.58M
Market cap
13.76×
P/E · TTM
Revenue · TTM
$19.95M
Net income
EPS · TTM $2.68
Dividend yield 3.0%
Free cash flow $22.86M
Beta · 1Y 0.30
EBITDA · TTM $27.40M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    From its Feb 10 high, the share price fell 31%.

    Peak close $53.73 on Feb 10; trough close $36.81 on Jul 24. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -31%
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - ISABELLA BANK CORP (0000842517) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Feb 9
    The stock moved +9.1% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 9

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$274.58M
Enterprise value
Shares outstanding7.2M
52-wk range$29.00 – $58.83
Avg volume · 20D10.2K
Net cash
Book value / share$31.48
IndustryState Commercial Banks
ExchangeNASDAQ
About Isabella Bank Corporation
IPO date
Employees379

Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E13.76
P/S
P/FCF12.01
EV/EBITDA
EV/Sales
Graham №$43.61

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 9.0% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $25.89M
Capex −$3.03M
Free cash flow $22.86M
Buybacks $3.97M
Dividends paid $8.10M
Shareholder yield 4.4%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$43.61 vs $36.81
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings