NASDAQ · JKHY

Henry (Jack) & Associates

$152.98 +$2.40 (+1.59%) 1D After hours

Key Metrics

$10.70B
Market cap
20.61×
P/E · TTM
$2.52B
Revenue · TTM
$519.15M
Net income
EPS · TTM $7.17
Dividend yield 1.6%
Free cash flow $727.61M
Beta · 1Y 0.05
EBITDA · TTM $714.81M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 22
    From its Jan 30 high, the share price fell 31%.

    Peak close $179.21 on Jan 30; trough close $123.42 on Jun 22. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -31%

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$10.70B
Enterprise value$10.77B
Shares outstanding71.1M
52-wk range$121.04 – $193.39
Avg volume · 20D632.1K
Net cash −$69.43M
Book value / share$29.47
IndustryServices-Computer Integrated Systems Design
ExchangeNASDAQ
About Henry (Jack) & Associates
IPO dateNov 20, 1985
Employees7300

Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E20.61
P/S4.25
P/FCF14.70
EV/EBITDA15.06
EV/Sales4.28
Graham №$68.94

Profitability

Gross
Operating 26.8%
Net 20.6%
FCF 28.9%
ROE / ROIC 26.1% · 23.6%

Financial Health

Current ratio1.74
Quick ratio
Debt / equity0.04
Debt / EBITDA 0.13Low leverage
Net cash −$69.43M
Working capital$253.71M

Cash Flow · TTM

Operating CF $786.40M
Capex −$58.79M
Free cash flow $727.61M
Buybacks $284.41M
Dividends paid $169.64M
Shareholder yield 4.2%

Piotroski F-Score

7 / 9
Strong fundamentals · 7 of 9 signals passing

Altman Z-Score

10.3
Safe zone (> 2.99) · bankruptcy risk negligible

Graham Number vs Price

$68.94 vs $152.98
Trades 2.2× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings