NASDAQ · LPRO

Open Lending Corporation

$3.15 +$0.02 (+0.64%) 1D After hours

Key Metrics

$370.35M
Market cap
P/E · TTM
$89.32M
Revenue · TTM
−$5.31M
Net income
EPS · TTM $-0.04
Dividend yield
Free cash flow −$131.00K
Beta · 1Y 1.82
EBITDA · TTM −$3.99M
Gross margin 77.2%

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 16
    The stock moved +48.1% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jun 16
  • Apr 2
    From its Feb 2 high, the share price fell 35%.

    Peak close $1.86 on Feb 2; trough close $1.20 on Apr 2. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -35%
  • Mar 13
    The stock moved +19.8% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Mar 13

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$370.35M
Enterprise value$279.99M
Shares outstanding118.3M
52-wk range$1.18 – $3.15
Avg volume · 20D947.6K
Net cash $90.36M
Book value / share$0.63
IndustryPersonal Credit Institutions
ExchangeNASDAQ
About Open Lending Corporation
IPO dateJun 11, 2020
Employees164

Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies).

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E
P/S4.15
P/FCF
EV/EBITDA
EV/Sales3.13
Graham №

Profitability

Gross 77.2%
Operating -7.3%
Net -5.9%
FCF -0.1%
ROE / ROIC -6.9% · 35.3%

Financial Health

Current ratio4.44
Quick ratio
Debt / equity1.10
Debt / EBITDA -20.79
Net cash $90.36M
Working capital$168.99M

Cash Flow · TTM

Operating CF −$120.00K
Capex −$11.00K
Free cash flow −$131.00K
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

0.6
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

Requires positive earnings and book value
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings