NASDAQ · MCHB

Mechanics Bancorp

$15.62 -$0.06 (-0.38%) 1D Pre-market

Key Metrics

$3.47B
Market cap
11.05×
P/E · TTM
$62.75M
Revenue · TTM
$314.29M
Net income
EPS · TTM $1.56
Dividend yield
Free cash flow $218.40M
Beta · 1Y 0.62
EBITDA · TTM $398.66M
Gross margin

Snapshot

Market cap$3.47B
Enterprise value$3.12B
Shares outstanding221.4M
52-wk range$12.52 – $43,478.00
Avg volume · 20D403.2K
Net cash $354.70M
Book value / share$13.81
IndustryState Commercial Banks
ExchangeNASDAQ
About Mechanics Bancorp
IPO dateSep 2, 2025
Employees1890

Mechanics Bancorp is the financial holding company of Mechanics Bank, a full-service bank with branches across California, Oregon, Washington and Hawaii.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E11.05
P/S55.33
P/FCF15.90
EV/EBITDA7.82
EV/Sales49.68
Graham №$21.99

Profitability

Gross
Operating 615.5%
Net 500.9%
FCF 348.1%
ROE / ROIC 19.7% · 12.9%

Financial Health

Current ratio
Quick ratio
Debt / equity0.05
Debt / EBITDA 0.32Low leverage
Net cash $354.70M
Working capital

Cash Flow · TTM

Operating CF $227.50M
Capex −$9.10M
Free cash flow $218.40M
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

0.2
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$21.99 vs $15.62
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings