NASDAQ · NBTB

NBT Bancorp Inc.

$52.78 +$0.40 (+0.76%) 1D Market open
Session Pulse Regular session 1 mentions on Mon 1 SEC filing since Mon close 8-K its sector ranked 4/11 this week Full pulse →
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Key Metrics

$2.72B
Market cap
14.84×
P/E · TTM
$182.95M
Revenue · TTM
$183.63M
Net income
EPS · TTM $3.89
Dividend yield 2.8%
Free cash flow $229.23M
Beta · 1Y 0.60
EBITDA · TTM —
Gross margin —

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 27
    A material event was filed (Form 8-K).

    8-K - NBT BANCORP INC (0000790359) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$2.72B
Enterprise value—
Shares outstanding52.0M
52-wk range$39.20 – $53.33
Avg volume · 20D195.2K
Net cash —
Book value / share$40.52
IndustryNational Commercial Banks
ExchangeNASDAQ
About NBT Bancorp Inc.
IPO dateMar 17, 1992
Employees2303

NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries.

Wolf Grade COMING SOON

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The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E14.84
P/S14.89
P/FCF11.88
EV/EBITDA—
EV/Sales—
Graham №$59.53

Profitability

Gross —
Operating 130.6%
Net 100.4%
FCF 125.3%
ROE / ROIC 10.7% · —

Financial Health

Current ratio—
Quick ratio—
Debt / equity—
Debt / EBITDA —
Net cash —
Working capital—

Cash Flow · TTM

Operating CF $246.25M
Capex −$17.02M
Free cash flow $229.23M
Buybacks $21.20M
Dividends paid $75.77M
Shareholder yield 3.6%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$59.53 vs $52.52
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings