NASDAQ · NCNO

nCino, Inc.

$16.56 +$0.34 (+2.10%) 1D After hours

Key Metrics

$1.78B
Market cap
134.02×
P/E · TTM
$610.06M
Revenue · TTM
$13.26M
Net income
EPS · TTM $0.11
Dividend yield
Free cash flow $110.75M
Beta · 1Y 0.82
EBITDA · TTM $70.97M
Gross margin 61.4%

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 27
    Money has been moving out of its sector (Technology).

    Technology has run -4.1 points vs SPY over four weeks, ranking 8→2→11→7 of 11 sectors — this stock trades inside that current.

    RECEIPT: ROTATION MAP, LIVE ↗
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Apr 1
    The stock moved +10.6% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Apr 1
  • Mar 27
    From its Jan 29 high, the share price fell 35%.

    Peak close $21.39 on Jan 29; trough close $14.01 on Mar 27. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -35%
  • Feb 3
    The stock moved -10.6% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 3

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$1.78B
Enterprise value$1.93B
Shares outstanding109.6M
52-wk range$13.80 – $33.92
Avg volume · 20D1.3M
Net cash −$152.74M
Book value / share$8.32
IndustryServices-Prepackaged Software
ExchangeNASDAQ
About nCino, Inc.
IPO dateJul 14, 2020
Employees1684

Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E134.02
P/S2.91
P/FCF16.04
EV/EBITDA27.19
EV/Sales3.16
Graham №$4.62

Profitability

Gross 61.4%
Operating 4.8%
Net 2.2%
FCF 18.2%
ROE / ROIC 1.3% · —

Financial Health

Current ratio0.89
Quick ratio
Debt / equity0.27
Debt / EBITDA 3.70
Net cash −$152.74M
Working capital−$32.43M

Cash Flow · TTM

Operating CF $117.15M
Capex −$6.40M
Free cash flow $110.75M
Buybacks $194.59M
Dividends paid
Shareholder yield 11.0%

Piotroski F-Score

6 / 9
Middling fundamentals · 6 of 9 signals passing

Altman Z-Score

1.8
Grey zone (1.81–2.99) · monitor

Graham Number vs Price

$4.62 vs $16.56
Trades 3.6× above classic defensive value — priced for growth
Fundamentals through 2026-04-30 · computed by TickerWolf from SEC filings