AMEX · OPHC

OptimumBank Holdings, Inc.

$6.30 +$0.32 (+5.35%) 1D After hours

Key Metrics

$73.36M
Market cap
4.21×
P/E · TTM
Revenue · TTM
$17.44M
Net income
EPS · TTM $0.75
Dividend yield
Free cash flow $21.52M
Beta · 1Y 0.46
EBITDA · TTM $23.68M
Gross margin

Snapshot

Market cap$73.36M
Enterprise value
Shares outstanding12.3M
52-wk range$3.91 – $6.30
Avg volume · 20D35.4K
Net cash
Book value / share$5.43
IndustryNational Commercial Banks
ExchangeAMEX
About OptimumBank Holdings, Inc.
IPO dateMay 8, 2003
Employees98

OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E4.21
P/S
P/FCF3.41
EV/EBITDA
EV/Sales
Graham №$9.56

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 15.2% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $22.58M
Capex −$1.05M
Free cash flow $21.52M
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$9.56 vs $6.30
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings