NASDAQ · PBFS

Pioneer Bancorp, Inc.

$17.94 +$0.20 (+1.13%) 1D Market open

Key Metrics

$444.86M
Market cap
22.45×
P/E · TTM
$16.01M
Revenue · TTM
$19.81M
Net income
EPS · TTM $0.79
Dividend yield
Free cash flow
Beta · 1Y 0.42
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - Pioneer Bancorp, Inc./MD (0001769663) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 1
    The stock moved +9.6% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jun 1

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$444.86M
Enterprise value
Shares outstanding25.1M
52-wk range$12.01 – $19.42
Avg volume · 20D17.5K
Net cash
Book value / share$13.18
IndustrySavings Institutions, Not Federally Chartered
ExchangeNASDAQ
About Pioneer Bancorp, Inc.
IPO dateJul 18, 2019
Employees269

Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E22.45
P/S27.80
P/FCF
EV/EBITDA
EV/Sales
Graham №$15.35

Profitability

Gross
Operating 154.8%
Net 123.8%
FCF
ROE / ROIC 6.3% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $14.48M
Capex
Free cash flow
Buybacks $11.29M
Dividends paid
Shareholder yield 2.5%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$15.35 vs $17.94
Trades 1.2× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings