NYSE · PFSI

PennyMac Financial Services, Inc.

$84.35 +$1.74 (+2.11%) 1D After hours

Key Metrics

$4.29B
Market cap
8.46×
P/E · TTM
$21.31M
Revenue · TTM
$507.12M
Net income
EPS · TTM $9.46
Dividend yield 1.5%
Free cash flow −$4.07B
Beta · 1Y 0.81
EBITDA · TTM $605.92M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 8
    From its Jan 29 high, the share price fell 47%.

    Peak close $149.70 on Jan 29; trough close $79.56 on Jun 8. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -47%
  • Jan 30
    The stock moved -33.3% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jan 30

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$4.29B
Enterprise value$10.09B
Shares outstanding51.9M
52-wk range$77.67 – $160.36
Avg volume · 20D474.2K
Net cash −$5.80B
Book value / share$80.67
IndustryMortgage Bankers & Loan Correspondents
ExchangeNYSE
About PennyMac Financial Services, Inc.
IPO dateMay 9, 2013
Employees4900

PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E8.46
P/S201.29
P/FCF
EV/EBITDA16.64
EV/Sales473.27
Graham №$131.01

Profitability

Gross
Operating 2,589.9%
Net 2,379.7%
FCF -19,116.4%
ROE / ROIC 12.4% · 5.0%

Financial Health

Current ratio
Quick ratio
Debt / equity1.44
Debt / EBITDA 10.28
Net cash −$5.80B
Working capital

Cash Flow · TTM

Operating CF −$4.06B
Capex −$13.80M
Free cash flow −$4.07B
Buybacks
Dividends paid $63.14M
Shareholder yield 1.5%

Piotroski F-Score

2 / 9
Weak fundamentals · 2 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$131.01 vs $84.35
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings