NASDAQ · PROV
Provident Financial Hldgs
$17.22 +$0.01 (+0.06%) 1D Market openKey Metrics
$107.63M
Market cap
17.65×
P/E · TTM
—
Revenue · TTM
$6.10M
Net income
EPS · TTM
$0.93
Dividend yield
3.4%
Free cash flow
$7.40M
Beta · 1Y
0.15
EBITDA · TTM
$11.05M
Gross margin
—
Snapshot
Market cap$107.63M
Enterprise value—
Shares outstanding6.3M
52-wk range$14.95 – $17.42
Avg volume · 20D9.4K
Net cash
—
Book value / share$19.37
IndustrySavings Institution, Federally Chartered
ExchangeNASDAQ
About Provident Financial Hldgs
IPO dateJun 28, 1996
Employees163
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California.
Wolf Grade COMING SOON
—
The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.
Valuation
P/E17.65
P/S—
P/FCF14.55
EV/EBITDA—
EV/Sales—
Graham №$20.16
Profitability
Gross
—
Operating
—
Net
—
FCF
—
ROE / ROIC
4.8% · 8.8%
Financial Health
Current ratio—
Quick ratio—
Debt / equity—
Debt / EBITDA
—
Net cash
—
Working capital—
Cash Flow · TTM
Operating CF
$8.09M
Capex
−$689.00K
Free cash flow
$7.40M
Buybacks
$5.25M
Dividends paid
$3.64M
Shareholder yield
8.3%
Piotroski F-Score
3 / 9
Weak fundamentals · 3 of 9 signals passing
Altman Z-Score
—
Insufficient balance-sheet inputs
Graham Number vs Price
$20.16 vs $17.22
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings