NYSE · RM

REGIONAL MANAGEMENT Corp.

$41.89 +$0.24 (+0.58%) 1D Market open
Charting by TradingView

Key Metrics

$383.52M
Market cap
7.86×
P/E · TTM
$659.92M
Revenue · TTM
$48.81M
Net income
EPS · TTM $4.87
Dividend yield —
Free cash flow $321.82M
Beta · 1Y 1.26
EBITDA · TTM $80.86M
Gross margin —

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Feb 5
    The stock moved -14.6% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 5

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$383.52M
Enterprise value—
Shares outstanding9.2M
52-wk range$30.46 – $46.00
Avg volume · 20D44.0K
Net cash —
Book value / share$37.49
IndustryPersonal Credit Institutions
ExchangeNYSE
About REGIONAL MANAGEMENT Corp.
IPO dateMar 28, 2012
Employees2112

Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance.

Wolf Grade COMING SOON

—

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E7.86
P/S0.58
P/FCF1.19
EV/EBITDA—
EV/Sales—
Graham №$64.08

Profitability

Gross —
Operating 9.6%
Net 7.4%
FCF 48.8%
ROE / ROIC 13.3% · —

Financial Health

Current ratio—
Quick ratio—
Debt / equity4.30
Debt / EBITDA 19.96
Net cash —
Working capital—

Cash Flow · TTM

Operating CF $326.41M
Capex −$4.60M
Free cash flow $321.82M
Buybacks $25.02M
Dividends paid —
Shareholder yield 6.5%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

0.8
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$64.08 vs $41.89
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings