NYSE · SMBK

SmartFinancial, Inc.

$50.01 +$0.95 (+1.94%) 1D After hours

Key Metrics

$838.85M
Market cap
15.90×
P/E · TTM
Revenue · TTM
$52.77M
Net income
EPS · TTM $3.13
Dividend yield 0.7%
Free cash flow $56.13M
Beta · 1Y 0.55
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 20
    A material event was filed (Form 8-K).

    8-K - SMARTFINANCIAL INC. (0001038773) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$838.85M
Enterprise value$495.98M
Shares outstanding17.1M
52-wk range$32.64 – $50.12
Avg volume · 20D44.9K
Net cash $342.87M
Book value / share$33.31
IndustryNational Commercial Banks
ExchangeNYSE
About SmartFinancial, Inc.
IPO dateMar 19, 2003
Employees589

SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E15.90
P/S
P/FCF14.94
EV/EBITDA
EV/Sales
Graham №$48.42

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 10.0% · 24.1%

Financial Health

Current ratio
Quick ratio
Debt / equity0.01
Debt / EBITDA
Net cash $342.87M
Working capital

Cash Flow · TTM

Operating CF $63.80M
Capex −$7.66M
Free cash flow $56.13M
Buybacks
Dividends paid $5.46M
Shareholder yield 0.7%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$48.42 vs $50.01
Trades 1.0× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings