NYSE · SYFpB

Synchrony Financial Each Representing a 1/40th Interest in a of 8. 250% Fixed Rate Reset Non – Cumulative Perpetual ,

$25.80 +$0.02 (+0.08%) 1D Market open

Key Metrics

$10.05B
Market cap
2.79×
P/E · TTM
Revenue · TTM
$3.60B
Net income
EPS · TTM $9.24
Dividend yield 4.3%
Free cash flow
Beta · 1Y 0.15
EBITDA · TTM $5.22B
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - Synchrony Financial (0001601712) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - Synchrony Financial (0001601712) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap
Enterprise value$5.92B
Shares outstanding
52-wk range$25.05 – $26.73
Avg volume · 20D77.0K
Net cash $4.13B
Book value / share$42.31
IndustryFinance Services
ExchangeNYSE
About Synchrony Financial Each Representing a 1/40th Interest in a of 8. 250% Fixed Rate Reset Non – Cumulative Perpetual ,
IPO dateFeb 15, 2024
Employees20000

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E2.79
P/S
P/FCF
EV/EBITDA1.13
EV/Sales
Graham №$93.82

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 21.8% · 29.2%

Financial Health

Current ratio
Quick ratio
Debt / equity1.00
Debt / EBITDA 3.15
Net cash $4.13B
Working capital

Cash Flow · TTM

Operating CF $9.83B
Capex
Free cash flow
Buybacks $3.24B
Dividends paid $434.00M
Shareholder yield 36.5%

Piotroski F-Score

5 / 9
Middling fundamentals · 5 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$93.82 vs $25.80
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings