NASDAQ · TRST

Trustco Bank Corp. NY

$57.41 +$0.06 (+0.10%) 1D After hours

Key Metrics

$976.56M
Market cap
15.46×
P/E · TTM
Revenue · TTM
$63.15M
Net income
EPS · TTM $3.32
Dividend yield 2.8%
Free cash flow $59.18M
Beta · 1Y 0.51
EBITDA · TTM $88.63M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 21
    A material event was filed (Form 8-K).

    8-K - TRUSTCO BANK CORP N Y (0000357301) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$976.56M
Enterprise value
Shares outstanding17.0M
52-wk range$32.62 – $57.93
Avg volume · 20D88.4K
Net cash
Book value / share$35.23
IndustryState Commercial Banks
ExchangeNASDAQ
About Trustco Bank Corp. NY
IPO dateApr 18, 1983
Employees819

Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E15.46
P/S
P/FCF16.50
EV/EBITDA
EV/Sales
Graham №$51.27

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 9.4% · -65.0%

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $68.14M
Capex −$8.96M
Free cash flow $59.18M
Buybacks
Dividends paid $27.53M
Shareholder yield 2.8%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$51.27 vs $57.41
Trades 1.1× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings