NASDAQ · TWFG

TWFG, Inc.

$26.60 +$0.32 (+1.22%) 1D Market open
Session Pulse Regular session 1 mentions on Fri No new SEC filings since Mon close its sector ranked 4/11 this week Full pulse →

Key Metrics

$336.24M
Market cap
8.09×
P/E · TTM
$267.53M
Revenue · TTM
$41.59M
Net income
EPS · TTM $2.76
Dividend yield
Free cash flow $59.94M
Beta · 1Y -0.33
EBITDA · TTM $64.77M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    A material event was filed (Form 8-K).

    8-K - TWFG, Inc. (0002007596) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 26
    The stock moved +10.7% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jun 26
  • Feb 24
    From its Feb 6 high, the share price fell 34%.

    Peak close $25.91 on Feb 6; trough close $17.04 on Feb 24. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -34%
  • Feb 13
    The stock moved -9.9% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Feb 13

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$341.56M
Enterprise value$214.91M
Shares outstanding13.0M
52-wk range$16.56 – $32.26
Avg volume · 20D159.0K
Net cash $121.33M
Book value / share$4.60
IndustryInsurance Agents, Brokers & Service
ExchangeNASDAQ
About TWFG, Inc.
IPO dateJul 18, 2024
Employees400

TWFG Inc is an independent distribution platform for personal and commercial insurance in the United States.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E8.09
P/S1.26
P/FCF5.61
EV/EBITDA3.32
EV/Sales0.80
Graham №$16.90

Profitability

Gross
Operating 16.3%
Net 15.5%
FCF 22.4%
ROE / ROIC 58.1% · -77.5%

Financial Health

Current ratio3.42
Quick ratio
Debt / equity0.05
Debt / EBITDA 0.05Low leverage
Net cash $121.33M
Working capital$142.52M

Cash Flow · TTM

Operating CF $60.58M
Capex −$633.00K
Free cash flow $59.94M
Buybacks
Dividends paid
Shareholder yield

Piotroski F-Score

6 / 9
Middling fundamentals · 6 of 9 signals passing

Altman Z-Score

4.8
Safe zone (> 2.99) · bankruptcy risk negligible

Graham Number vs Price

$16.90 vs $26.28
Trades 1.6× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings