NASDAQ · UNB

Union Bankshares, Inc.

$23.62 -$1.18 (-4.76%) 1D Market open

Key Metrics

$114.43M
Market cap
9.88×
P/E · TTM
Revenue · TTM
$11.58M
Net income
EPS · TTM $2.54
Dividend yield 5.8%
Free cash flow $14.51M
Beta · 1Y 0.49
EBITDA · TTM
Gross margin

Snapshot

Market cap$114.43M
Enterprise value
Shares outstanding4.6M
52-wk range$20.65 – $28.06
Avg volume · 20D7.4K
Net cash
Book value / share$17.64
IndustryState Commercial Banks
ExchangeNASDAQ
About Union Bankshares, Inc.
IPO dateAug 9, 1999
Employees195

Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E9.88
P/S
P/FCF7.89
EV/EBITDA
EV/Sales
Graham №$31.73

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 15.8% · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $15.80M
Capex −$1.29M
Free cash flow $14.51M
Buybacks
Dividends paid $6.58M
Shareholder yield 5.8%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$31.73 vs $23.62
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings