NASDAQ · USCB

USCB Financial Holdings, Inc.

$22.98 +$1.31 (+6.05%) 1D Market open

Key Metrics

$395.78M
Market cap
14.24×
P/E · TTM
Revenue · TTM
$27.79M
Net income
EPS · TTM $1.52
Dividend yield 2.0%
Free cash flow $42.88M
Beta · 1Y 0.58
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 20
    A material event was filed (Form 8-K).

    8-K - USCB FINANCIAL HOLDINGS, INC. (0001901637) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$395.78M
Enterprise value
Shares outstanding18.3M
52-wk range$16.06 – $22.85
Avg volume · 20D32.8K
Net cash
Book value / share$12.22
IndustryState Commercial Banks
ExchangeNASDAQ
About USCB Financial Holdings, Inc.
IPO dateJul 23, 2021
Employees205

USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E14.24
P/S
P/FCF9.23
EV/EBITDA
EV/Sales
Graham №$20.46

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 12.7% · 19.3%

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $43.45M
Capex −$577.00K
Free cash flow $42.88M
Buybacks $35.38M
Dividends paid $8.11M
Shareholder yield 11.0%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$20.46 vs $22.67
Trades 1.1× above classic defensive value — priced for growth
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings