NASDAQ · USIO

Usio, Inc.

$1.93 $0.00 (+0.00%) 1D After hours

Key Metrics

$53.26M
Market cap
P/E · TTM
$88.85M
Revenue · TTM
−$2.15M
Net income
EPS · TTM $-0.08
Dividend yield
Free cash flow $566.43K
Beta · 1Y 1.04
EBITDA · TTM $361.46K
Gross margin 22.5%

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 23
    From its Jul 1 high, the share price fell 26%.

    Peak close $2.55 on Jul 1; trough close $1.89 on Jul 23. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -26%
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jun 10
    The stock moved +13.0% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jun 10
  • May 14
    The stock moved +21.4% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, May 14

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$53.26M
Enterprise value$46.86M
Shares outstanding27.6M
52-wk range$1.03 – $2.62
Avg volume · 20D100.8K
Net cash $6.40M
Book value / share$0.68
IndustryFunctions Related To Depository Banking, Nec
ExchangeNASDAQ
About Usio, Inc.
IPO dateDec 1, 1998
Employees110

Usio Inc is a cloud-based Fintech payment processor. The company serves multiple industry verticals with technology that facilitates payment acceptance and funds disbursement in a single, full-stack ecosystem.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E
P/S0.60
P/FCF94.03
EV/EBITDA129.63
EV/Sales0.53
Graham №

Profitability

Gross 22.5%
Operating -1.7%
Net -2.4%
FCF 0.6%
ROE / ROIC -11.6% · -18.4%

Financial Health

Current ratio1.09
Quick ratio1.09
Debt / equity0.07
Debt / EBITDA 3.67
Net cash $6.40M
Working capital$9.02M

Cash Flow · TTM

Operating CF $1.09M
Capex −$519.83K
Free cash flow $566.43K
Buybacks $948.41K
Dividends paid
Shareholder yield 1.8%

Piotroski F-Score

2 / 9
Weak fundamentals · 2 of 9 signals passing

Altman Z-Score

0.3
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

Requires positive earnings and book value
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings