NYSE · UVE

UNIVERSAL INSURANCE HLDG, Inc.

$43.34 +$1.73 (+4.16%) 1D After hours

Key Metrics

$1.16B
Market cap
5.93×
P/E · TTM
$1.60B
Revenue · TTM
$195.80M
Net income
EPS · TTM $6.80
Dividend yield 1.9%
Free cash flow $344.76M
Beta · 1Y 0.13
EBITDA · TTM $265.73M
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 24
    The stock moved +10.4% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jul 24
  • Jul 23
    A material event was filed (Form 8-K).

    8-K - UNIVERSAL INSURANCE HOLDINGS, INC. (0000891166) (Filer)

    RECEIPT: SEC FORM 8-K, TIMESTAMPED
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 20.3 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Apr 24
    The stock moved +12.2% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Apr 24

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$1.16B
Enterprise value$665.90M
Shares outstanding27.9M
52-wk range$22.87 – $44.36
Avg volume · 20D211.0K
Net cash $495.48M
Book value / share$20.32
IndustryFire, Marine & Casualty Insurance
ExchangeNYSE
About UNIVERSAL INSURANCE HLDG, Inc.
IPO dateDec 16, 1992
Employees929

Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E5.93
P/S0.72
P/FCF3.37
EV/EBITDA2.51
EV/Sales0.42
Graham №$55.77

Profitability

Gross
Operating 16.2%
Net 12.2%
FCF 21.5%
ROE / ROIC 40.9% · 219.4%

Financial Health

Current ratio
Quick ratio
Debt / equity0.17
Debt / EBITDA 0.38Low leverage
Net cash $495.48M
Working capital

Cash Flow · TTM

Operating CF $349.55M
Capex −$4.79M
Free cash flow $344.76M
Buybacks $29.52M
Dividends paid $22.23M
Shareholder yield 4.5%

Piotroski F-Score

6 / 9
Middling fundamentals · 6 of 9 signals passing

Altman Z-Score

1.6
Distress zone (< 1.81) · elevated risk

Graham Number vs Price

$55.77 vs $43.34
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings