NASDAQ · WSBF

Waterstone Financial, Inc.

$20.06 +$0.61 (+3.14%) 1D Market open

Key Metrics

$351.13M
Market cap
11.96×
P/E · TTM
Revenue · TTM
$29.36M
Net income
EPS · TTM $1.61
Dividend yield 3.0%
Free cash flow −$5.10M
Beta · 1Y 0.41
EBITDA · TTM $39.87M
Gross margin

Snapshot

Market cap$351.13M
Enterprise value
Shares outstanding18.1M
52-wk range$13.08 – $21.03
Avg volume · 20D67.9K
Net cash
Book value / share$19.05
IndustrySavings Institution, Federally Chartered
ExchangeNASDAQ
About Waterstone Financial, Inc.
IPO dateOct 5, 2005
Employees593

Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E11.96
P/S
P/FCF
EV/EBITDA
EV/Sales
Graham №$26.24

Profitability

Gross
Operating
Net
FCF
ROE / ROIC 8.5% · —

Financial Health

Current ratio
Quick ratio
Debt / equity1.19
Debt / EBITDA 10.36
Net cash
Working capital

Cash Flow · TTM

Operating CF −$3.21M
Capex −$1.89M
Free cash flow −$5.10M
Buybacks $17.43M
Dividends paid $10.67M
Shareholder yield 8.0%

Piotroski F-Score

4 / 9
Middling fundamentals · 4 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

$26.24 vs $20.06
Trades below classic defensive value — Graham-cheap
Fundamentals through 2026-03-31 · computed by TickerWolf from SEC filings