NYSE · YRD

Yiren Digital Ltd.

$1.18 -$0.03 (-2.48%) 1D After hours

Key Metrics

$105.86M
Market cap
P/E · TTM
Revenue · TTM
Net income
EPS · TTM
Dividend yield 36.9%
Free cash flow $96.94M
Beta · 1Y 1.15
EBITDA · TTM
Gross margin

The Story So Far

LAST 6 MONTHS PRIMARY SOURCES ONLY
  • Jul 16
    Money rotated out of high-beta cohorts market-wide.

    High-beta names lagged the blue-chips by 18.6 points over ten sessions around this date. Stocks in that cohort weren't falling alone — they fell together.

    RECEIPT: ROTATION GAUGE, LIVE
  • Jul 2
    The stock moved +59.7% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Jul 2
  • Jun 30
    From its Jan 29 high, the share price fell 80%.

    Peak close $4.18 on Jan 29; trough close $0.84 on Jun 30. The drawdown is the fact — the chapters around it are the context.

    RECEIPT: PRICE SERIES, PEAK-TO-TROUGH -80%
  • Mar 19
    The stock moved -44.8% in a single session.

    Sessions this size usually pair with a chapter above or below — a filing, a headline, or the whole cohort moving together.

    RECEIPT: DAILY BAR, Mar 19

The story updates itself as events post · The wolf reports; you decide

Snapshot

Market cap$105.86M
Enterprise value
Shares outstanding87.5M
52-wk range$0.82 – $6.79
Avg volume · 20D163.2K
Net cash
Book value / share$15.15
ExchangeNYSE
About Yiren Digital Ltd.
IPO dateDec 18, 2015
Employees981

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China.

Wolf Grade COMING SOON

The wolf is in training. Composite grades vs sector — profitability, health, value, momentum — arrive with the percentile engine. Methodology will be public.

Valuation

P/E
P/S
P/FCF1.09
EV/EBITDA
EV/Sales
Graham №

Profitability

Gross
Operating
Net
FCF
ROE / ROIC — · —

Financial Health

Current ratio
Quick ratio
Debt / equity
Debt / EBITDA
Net cash
Working capital

Cash Flow · TTM

Operating CF $100.62M
Capex −$3.68M
Free cash flow $96.94M
Buybacks $32.00K
Dividends paid $39.06M
Shareholder yield 36.9%

Piotroski F-Score

3 / 9
Weak fundamentals · 3 of 9 signals passing

Altman Z-Score

Insufficient balance-sheet inputs

Graham Number vs Price

Requires positive earnings and book value
Fundamentals through 2025-12-31 · computed by TickerWolf from SEC filings